Splittly vs Splitwise
A detailed comparison to help you choose the right app.
The Bottom Line
Splitwise pioneered expense splitting and has a large user base. However, many advanced features are locked behind a $4.99/month subscription.
Splittly offers all features for free—no paywalls, no ads. It's built with a modern tech stack for a faster, smoother experience. The tradeoff is that native mobile apps are still in development. See pricing details.
Feature Comparison
| Feature | Splittly | Splitwise |
|---|---|---|
| Price | Free forever | Free tier + $4.99/mo Pro |
| Unlimited Groups | ✅ Yes | ❌ Limited on free |
| Ad-Free Experience | ✅ Yes | ❌ Ads on free tier |
| Multi-Currency | ✅ Yes | ✅ Yes |
| Receipt Scanning | ✅ Yes | ❌ Pro only |
| Real-Time Sync | ✅ Yes | ✅ Yes |
| Smart Settlements | ✅ Yes | ✅ Yes |
| Expense Categories | ✅ Yes | ✅ Yes |
| Charts & Reports | ✅ Yes | ❌ Pro only |
| CSV Export | ✅ Yes | ❌ Pro only |
| Dark Mode | ✅ Yes | ✅ Yes |
| Web App | ✅ Yes | ✅ Yes |
| iOS App | 🔜 Coming Soon | ✅ Yes |
| Android App | 🔜 Coming Soon | ✅ Yes |
When to Choose Each
Choose Splittly If:
- ✓You want ALL features for free
- ✓You prefer a modern, ad-free experience
- ✓You primarily use web/desktop
- ✓You value privacy (no data selling)
Choose Splitwise If:
- •You need native iOS/Android apps today
- •Your friends already use Splitwise
- •You're okay paying for Pro features
Try Splittly Free
Get all the features you need without paying a subscription. Create your first group in under a minute.
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SplittlySplittly empowers friends and families to track shared expenses, settle debts, and enjoy life without money stress.
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