Australia's Cashless Society Shift 2026
Is cash king? Not anymore. In 2026, Australia is closer than ever to becoming a truly cashless society, with physical currency usage dropping below 5% of all retail transactions.
The Rise of Digital Wallets
Tap-and-go has become the default. From morning coffees in Melbourne to ferry rides in Sydney, digital wallets and wearables have replaced physical wallets. The convenience is undeniable, but it comes with challenges for those who still rely on cash.
Small Business Adaptation
Many cafes and retailers have gone "card only" to streamline operations and reduce theft risk. However, this shift has sparked a debate about accessibility and surcharge fees, prompting the government to review payment regulations this year.
Digital Payments Made Easy
In a digital world, splitting bills should be instant. Splittly integrates seamlessly with your digital lifestyle.
Go Digital with SplittlyThe Future of ATMs
With demand plummeting, the number of ATMs across the country continues to decline. Banks are investing in "Bank@Post" services to ensure rural communities remain connected to the financial system.